Garage Door Repair: Will Insurance Cover It?

Whether your entire garage door is jammed or you think that just some of the components need repair, scheduling professional garage door repair requires you to get informed on a few matters. Not only will you know what to expect from your appointment, but you’ll also gather some important advice such as whether homeowners’ insurance will cover your garage door repair in La Mesa, CA.

Furthermore, it may come in handy if you find out how to deal with some repairs on your own and if it’s even advisable to do so. You may even learn to recognize some of the indicators you need to make a repair appointment with professional technicians.

Most importantly, you need to approach garage door repair responsibly since they can be a safety hazard and quickly get out of control.

Is garage door repair covered by homeowners’ insurance?Is garage door repair covered by homeowners’ insurance

A great number of homeowners wonder if their garage door repair expenses will be covered by insurance. This will depend on a number of factors, including some of the following types of damage to your garage door:

  • You’ve damaged your garage door. For instance, you may hit your garage door with your car by accident. Whether your insurance will pay for the damage will depend on your policy. If you have some form of self-inflicted damage coverage, the insurance company will probably cover the expenses. However, this varies from one case to another.
  • Someone else has damaged your garage door. If some other person crashed their car into your garage door, their auto insurance policy will cover the costs of repair. Of course, there are exceptions to this situation, as well, so this will depend on your particular case.
  • Your garage door has stopped functioning completely. Insurance companies typically don’t cover repairs caused by natural wear and tear. However, there might be instances when you can get some coverage, so make sure to check with your insurance provider.
  • Vandals cause damage to your car. Homeowners’ insurance covers vandalism since it falls into the malicious mischief category. So, you can expect your insurance to cover the repairs.
  • Unfavorable weather conditions damaged your garage door. If any weather-related disaster or fire causes damage to your garage door, you’ll be able to claim your insurance benefits. However, keep your eyes open for any coverage limitations included in your contract.

How much should it cost to repair a garage door?

There’s no single answer to this question because the total cost of having your garage door repaired may vary from one company two another. The best approach is to ask for price estimates from different garage door companies and compare their prices. Here are several factors that can affect the final price:How much should it cost to repair a garage door

  • Damage. The type and extent of damage is perhaps the greatest factor that affects the cost of repair. For instance, a minor scrape will be significantly less expensive than a major dent.
  • Materials. Depending on whether your garage door is made of steel, wood, aluminum, or fiberglass, the price can greatly vary. For instance, repairing wood garage doors is more expensive because they are heavy and may require your team to deal with rot.
  • Experts. How experienced and knowledgable garage door repair technicians are is also important. It’s natural that some of the foremost professionals in the area will charge for their services more because they bring complete reliability, unrivaled expertise, and first-rate tools.
  • Components. The specific components that need repair will also affect how much this will cost you. For example, repairing garage door springs can be more affordable than replacing the locks.

Book expert garage door repair service in La Mesa at fair rates

Here at Dlouhy Garage Doors of San Diego, you don’t have to worry about fees because we boast competitive pricing that is more than fair for the service quality we bring. Our team can handle everything you need, from installing your new garage door with ease to handling the emergency release issues. Either way, we deliver superb quality products and unparalleled services.

What’s more, our team delivers such a level of efficiency that you’ll even have time to visit Mt Helix Park with your family knowing that our technicians have followed all the Safety Commission garage door requirements. Schedule with us and rest easy!